HOMEOWNERSHIP4U

EIN: 394789451 501(c)(3) Housing & Shelter

SPRINGVILLE, UT

Total Revenue
$250,000
Total Expenses
$14,923
Total Assets
$235,077
Net Assets
$235,077
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
2025
Legal Domicile
UT
Principal Officer
STEVEN BOND
Phone
8014006580
Tax Period
2025-10-06 to 2025-12-31

HOMEOWNERSHIP4U, founded in 2025, is a small nonprofit in the Housing & Shelter sector that reported $250K in total revenue in fiscal year 2025. The organization ran a surplus of $235K, a strong 94% operating margin.

Mission

OUR NONPROFIT EXISTS TO ADDRESS THE HOUSING AFFORDABILITY CRISIS BY CREATING ATTAINABLE HOMEOWNERSHIP OPPORTUNITIES FOR AMERICA'S WORKING FAMILIES. WE PARTNER DIRECTLY WITH CITIES TO IDENTIFY HOUSING NEEDS, PLAN AND DESIGN COST-EFFECTIVE PROJECTS, AND ENGAGE PRIVATE BUILDERS THROUGH A TRANSPARENT, CAPPED-PROFIT PROCESS. THE MODEL REDUCES RISK FOR BUILDERS, ENSURES AFFORDABILITY FOR BUYERS, AND GENERATES LONG-TERM COMMUNITY STABILITY. BY COMBINING GRASSROOTS ENGAGEMENT, INNOVATIVE FINANCING, AND RESPONSIBLE OVERSIGHT, WE STRENGTHEN THE MIDDLE CLASS, PRESERVE COMMUNITY VITALITY, AND CREATE A SUSTAINABLE PATH TO HOMEOWNERSHIP.

Program Service Accomplishments

Program 1
Expenses: $2,081

THE ORGANIZATION WAS ESTABLISHED IN THE FOURTH QUARTER OF 2025. IT'S FIRST ACT WAS TO CREATE A WEBSITE TO SHARE THE ORGANIZATION'S MISSION WITH THE GENERAL PUBLIC. THE ORGANIZATION ENCOURAGES MEMBERS...

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THE ORGANIZATION WAS ESTABLISHED IN THE FOURTH QUARTER OF 2025. IT'S FIRST ACT WAS TO CREATE A WEBSITE TO SHARE THE ORGANIZATION'S MISSION WITH THE GENERAL PUBLIC. THE ORGANIZATION ENCOURAGES MEMBERS OF THE PUBLIC TO SHARE PERSONAL EXPERIENCES AND THOUGHTS REGARDING HOME OWNERSHIP AND PUBLISHES THESE AS A MEANS TO CREATE AWARENESS OF THE CURRRENT AFFORDABILITY CRISIS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $250,000
Program Service Revenue $0
Investment Income $0
Other Revenue $0
TOTAL REVENUE $250,000

Expense Breakdown

Grants Paid $0
Salaries & Benefits $0
Fundraising Expenses $0
Program Expenses $2,081
Other Expenses $14,923
TOTAL EXPENSES $14,923

Year-over-Year Comparison

2025 2024 Change
Revenue $250,000 N/A N/A
Expenses $14,923 N/A N/A
Net Income $235,077 N/A N/A
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
7
Employees
N/A
Volunteers
N/A

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$0
Total Directors
7
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
LANE ALDRICH DIRECTOR 2.00
Director
$0 $0 $0
STEVEN BOND DIRECTOR AND 30.00
Officer Director
$0 $0 $0
MICHAEL BURNS DIRECTOR 2.00
Director
$0 $0 $0
SHELBY CARDALL DIRECTOR 2.00
Director
$0 $0 $0
JARED JUSTUS DIRECTOR 2.00
Director
$0 $0 $0
DANIEL MURPHY DIRECTOR 2.00
Director
$0 $0 $0
STEPHANIE SUMMERS DIRECTOR 2.00
Director
$0 $0 $0
ANGELA COURT CFO/SECRETAR 10.00
Officer
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $250,000 $14,923 $235,077 $235,077
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