CARE NET PREGNANCY CENTER OF THE WHITE MOUNTAINS (EIN 020435656) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Phone

6035362111

Tax Period

2025-01-01 to 2025-12-31

CARE NET PREGNANCY CENTER OF THE WHITE MOUNTAINS, founded in 1989, is a small nonprofit in the Health Care sector that reported $197K in total revenue in fiscal year 2025. Expenses of $178K left a modest 9% surplus.

Mission

ASSIST AND SUPPORT UNEXPECTED PREGNANCY

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $85,323

Program Service Revenue $10,108

Investment Income $807

Other Revenue $100,625

TOTAL REVENUE $196,863

Expense Breakdown

Grants Paid $0

Salaries & Benefits $95,626

Fundraising Expenses $0

Program Expenses $147,046

Other Expenses $82,690

TOTAL EXPENSES $178,316

Year-over-Year Comparison

	2025	2024	Change
Revenue	$196,863	N/A	N/A
Expenses	$178,316	N/A	N/A
Net Income	$18,547	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$18,780

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SUMMER TREMBLAY	Executive Dir.	30.00	Officer	$18,780	$0	$18,780
LINDA BIRX	Trustee	2.00	Director	$0	$0	$0
ANDREW HEMINGWAY	Trustee	2.00	Director	$0	$0	$0
ELENA WORRALL	Trustee	2.00	Director	$0	$0	$0
DAVE HEMEON	Trustee	2.00	Director	$0	$0	$0
NANCY WARD	Trustee	2.00	Director	$0	$0	$0
CHRISTINE FENN	Trustee	2.00	Director	$0	$0	$0
MARIE KAMINSKI	Trustee	2.00	Director	$0	$0	$0
JOHN RANDLETT	Treasurer	4.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$196,863	$178,316	$143,735	$18,547

CARE NET PREGNANCY CENTER OF THE WHITE MOUNTAINS