Strafford Community Trust Inc (EIN 990935727) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

2024

Legal Domicile

Principal Officer

Trudi Brock

Phone

8027654347

Tax Period

2025-01-01 to 2025-12-31

Strafford Community Trust Inc, founded in 2024, is a community nonprofit in the Community Improvement sector that reported $1.8M in total revenue in fiscal year 2025. The organization ran a surplus of $1.6M, a strong 89% operating margin.

Mission

To nourish, support, and invest in the well-being of our small Vermont Town. Strafford, VT

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,768,384

Program Service Revenue $0

Investment Income $7,418

Other Revenue $-9,125

TOTAL REVENUE $1,766,677

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $189,909

Other Expenses $199,436

TOTAL EXPENSES $199,436

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,766,677	N/A	N/A
Expenses	$199,436	N/A	N/A
Net Income	$1,567,241	$0	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Trudi Brock	Board President	2	Officer Director	$0	$0	$0
Rebecca Seibel	Board Secretary	1	Officer Director	$0	$0	$0
Tracey McFadden	Board Treasurer	1	Officer Director	$0	$0	$0
Annie Penfield	Board Member	1	Director	$0	$0	$0
Robert Cowden	Board Member	1	Director	$0	$0	$0
Pat Kelly	Board Member	1	Director	$0	$0	$0
Rosi Kerr	Board Member	1	Director	$0	$0	$0
BJ Miller	Board Member	1	Director	$0	$0	$0
Margaret Curtis	Board Member	1	Director	$0	$0	$0
Vanessa Rule	Board Member	1	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,766,677	$199,436	$1,610,591	$1,567,241

Strafford Community Trust Inc